Borrowing a car: agreement template

Lend your car to family or a friend — insurance check, accidents and fines agreed.

Free to read, no sign-up needed

Car Loan-for-Use Agreement (template)

Fill in the “◯” blanks. Party A and Party B are the parties (real names and addresses go in the signature block). This is a general example, not legal advice.

Party A lends to Party B free of charge, and Party B has borrowed, the vehicle described below (the "Vehicle").
Make / plate number: ◯
Loan period: from ◯ (date) to ◯ (date)

Article 1 (Limits of use)
Party B shall use the Vehicle only for ◯ and shall not let any third party drive it.

Article 2 (Costs)
Fuel, parking and toll costs during use are borne by Party B. Party B shall return the Vehicle with the fuel at ◯.

Article 3 (Insurance check)
The Vehicle carries the insurance described below. Party B shall drive only after confirming that the driver and age conditions of the policy apply to Party B.
Insurance: ◯

Article 4 (Accidents and violations)
Fines for traffic violations during use are borne by Party B. Repair costs from accidents during use, the insurance deductible, and the premium increase from a lowered grade where the insurance is used, are borne by Party B.

Article 5 (Return)
Party B shall return the Vehicle to Party A at ◯ by the last day of the loan period.
Create an agreement from this template

The creation screen opens with this template filled in. Every party verifies their identity by SMS or photo ID and signs, and the finalized agreement is kept.

Why keep it in Twosure instead of on paper or in a note

  • Every party verifies their identity (SMS or photo ID) before signing, so it is harder to claim “I didn’t sign that”.
  • Once finalized, it cannot be changed through the app. Share the verification link and a third party can check the content too.
  • You don’t have to meet in person: it takes about 5 minutes on a phone.

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